Buying a home, with a strategist in your corner.
Whether you're a first-time buyer, a veteran using your VA benefit, or an investor adding to your portfolio — let's get the loan right the first time.
What working with me looks like
Real preapproval, not a teaser
Full underwriting review so the offer letter actually means something.
Communication you can count on
Status updates throughout the process so you and your agent always know where things stand.
Loan options across the spectrum
FHA, VA, conventional, jumbo, DSCR — matched to your scenario, not pushed at you.
Closing the deal
On time, with a team that knows what they're doing.
Programs Jerry works with
Each program is built for a different kind of buyer and a different financial picture. Click through for the details.
VA Home Loans
Zero down for eligible service members, no PMI, reusable benefit. Often a path to building a real estate portfolio over a military career.
Learn more →FHA Loans
3.5% down with credit scores 580+, more flexible underwriting, common entry point for first-time buyers.
Learn more →Conventional Loans
Fannie Mae and Freddie Mac programs. As little as 3% down for first-time buyers, removable PMI, broad eligibility.
Learn more →DSCR Investor Loans
Qualify on rental income vs. payment instead of personal income. Designed for investors scaling rental portfolios.
Learn more →Bank Statement Loans
Qualify using 12–24 months of bank statement deposits instead of tax returns. Built for business owners and self-employed borrowers.
Learn more →Non-QM Programs
Bank statement, DSCR, asset depletion, recent credit events, foreign national, interest-only, and P&L loans for borrowers whose situation doesn't fit conventional criteria.
Learn more →Jumbo financing for higher loan amounts is also available — ask Jerry directly about jumbo eligibility for your scenario.
Already a homeowner?
If you're reading this and you already own a home, you might be in the right neighborhood for a refinance or a HELOC instead. Both can solve very different problems.
Working with a buyer who needs a lender? Learn how we work with real estate professionals at /agents.
Talk to Jerry about a purchase
Whether you're a first-time buyer or scaling an investment portfolio, Jerry will help you map programs to your situation.
Loan Scenario Q&A
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Get Your Mortgage Questions Answered
Our AI assistant can answer general questions about HELOCs, cash-out refinances, FHA, VA, conventional, DSCR, bank statement, and Non-QM loans. After your chat, Jerry follows up within 1 business day to learn more about your specific scenario.
Jerry will follow up within 1 business day to learn more about your scenario. No spam, ever.
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