Privacy Policy

JerryKnowsLoans.com is operated by Jerry Garcia (NMLS #994639), a licensed mortgage loan originator with Edge Home Finance Corp (NMLS #891464). We are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

This policy is provided in compliance with the Gramm-Leach-Bliley Act (GLBA) and other applicable federal and state privacy laws.

We may collect personal information that you voluntarily provide to us when you interact with our website, including:

Contact Information: Name, email address, phone number, and mailing address when you fill out forms, use our AI chat assistant, schedule a consultation, or contact us directly.

Mortgage-Related Information: Information you provide when discussing your mortgage needs, including property details, income information, credit information, and employment details.

Website Usage Data: We automatically collect certain information when you visit our website, including your IP address, browser type, operating system, referring URLs, pages visited, and the dates and times of your visits.

AI Chat Interactions: When you use our AI-powered chat assistant, we collect the information you provide during the lead capture process (name, email, phone number, and whether you are a consumer or real estate agent) as well as the content of your chat conversations to improve our services.

We use the information we collect to respond to your inquiries and provide mortgage-related services, to process and evaluate your mortgage application or pre-qualification request, to communicate with you about loan products and services that may be relevant to your needs, to improve our website and customer experience, and to comply with legal and regulatory obligations.

We do not sell your personal information to third parties. We may share your information in the following circumstances:

With Edge Home Finance Corp: As a licensed mortgage loan originator operating under Edge Home Finance Corp, your information may be shared for loan processing, underwriting, and compliance purposes.

With Lending Partners: When you apply for a mortgage, your information may be shared with wholesale lenders, investors, and other parties involved in the loan origination process as necessary to process your application.

With Service Providers: We may share information with third-party service providers who assist us in operating our website and conducting our business, including our CRM system, website hosting, and analytics providers. These providers are contractually obligated to protect your information.

As Required by Law: We may disclose your information when required to do so by law, regulation, or legal process, including requests from government authorities.

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, or destruction. Our website uses SSL/TLS encryption for data transmitted between your browser and our servers. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand where our visitors are coming from. You can control cookie preferences through your browser settings. Disabling cookies may affect the functionality of some features on our website.

Access and Correction: You may request access to or correction of your personal information by contacting us directly.

Opt-Out: You may opt out of receiving marketing communications from us by following the unsubscribe instructions in our emails or by contacting us directly.

Do Not Track: Our website does not currently respond to "Do Not Track" signals from web browsers.

If you are a Colorado resident, you may have additional rights under the Colorado Privacy Act (CPA), including the right to access, correct, delete, and obtain a portable copy of your personal data, as well as the right to opt out of certain processing activities. To exercise these rights, please contact us using the information provided below.

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child under 18, we will take steps to delete that information as soon as possible.

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will post the updated policy on this page with a revised "Last updated" date.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us: